Portugal · Retirement · Temporary residence

Portugal D7 Residence Visa for Retirees and People Living on Own Income

Residence route for retirees and applicants supported by their own income.

Value scoreCheckingPassport data under review

5-year costCheckingone applicant, not recoverable

DecisionCheckingComparable time under review

Official program page

Value: what the D7 Residence Visa for Retirees and People Living on Own Income gives you

Passport reach 25 pts weightChecking

Path to citizenship 25 pts weight44

Work, family, healthcare 20 pts weightChecking

Stay rule 15 pts weightChecking

Tax on foreign income 10 pts weightChecking

Policy stability 5 pts weight60

Passport: visa-free destinations: Checking
Years to permanent residence: 5 yearsOfficialAIMA, checked 2026-11-15After at least five years holding temporary residence, subject to resources, accommodation, basic Portuguese and other statutory conditions; ARI has a specific permanent permit.
Years to citizenship: 7 yearsOfficialMinistry of Justice, checked 2026-11-15Seven years for Portuguese-speaking-country or EU nationals; ten for other nationals; pending nationality cases follow prior law.
Leads to citizenship: YesOfficialMinistry of Justice, checked 2026-11-15Ordinary legal residence can qualify, subject to nationality-specific periods and other tests.
Can work for a local employer: Checking
Same application for spouse and children: Checking
Public healthcare: Checking
Minimum stay per year: Checking
Tax on foreign income: Checking
Dual citizenship allowed: YesOfficialPortuguese Ministry of Justice, checked 2026-11-15Portugal permits another nationality alongside Portuguese nationality; voluntary renunciation requires an express declaration.
Rule changes, last 24 months: ChangedOfficialMinistry of Justice, checked 2026-11-15Nationality law changed on 19 May 2026; this does not promise citizenship approval.

Cost: what the D7 Residence Visa for Retirees and People Living on Own Income costs over five years

Government fees: Checking
Non-refundable contribution: Checking
Due diligence: Checking
Compulsory extras, first year: Checking
Renewal fees, first 5 years: Checking
Investment you may get back: Checking
Minimum income per month: Checking
Extra for a spouse and two children: Checking
Typical adviser fees (not in the total): Checking

USD estimates use the 13 November 2026 reference rates of the European Central Bank, Central Bank of Armenia and Central Bank of the UAE, and the Central Bank of Uruguay rate for UYU. The Panamanian balboa uses its official one-to-one parity.

Speed: how long the D7 Residence Visa for Retirees and People Living on Own Income takes

Official processing time: CheckingOfficialGovernment of Portugal, checked 2026-11-15The 60-day visa deadline excludes the subsequent residence permit process.
Reported processing time (median): Checking
Approval to card or passport: Checking

Sources

Residence visa for retirees and own-income applicants, Government of Portugal. Checked 2026-11-15.
Nationality law changes effective 19 May 2026, Ministry of Justice. Checked 2026-11-15.
Permanent residence: Article 80, AIMA. Checked 2026-11-15.
Voluntary loss of Portuguese nationality, Portuguese Ministry of Justice. Checked 2026-11-15.

Every figure on this page last reviewed 2026-11-15. General information, not legal advice. Spotted an error? Email us from the contact page.

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