Spain · Retirement · Temporary residence

Spain Non-lucrative Residence Visa

One-year initial residence for applicants with sufficient resources who will not work.

Value scoreCheckingPassport data under review

5-year costCheckingone applicant, not recoverable

DecisionCheckingComparable time under review

Official program page

Value: what the Non-lucrative Residence Visa gives you

Passport reach 25 pts weightChecking

Path to citizenship 25 pts weight84

Work, family, healthcare 20 pts weightChecking

Stay rule 15 pts weight0

Tax on foreign income 10 pts weightChecking

Policy stability 5 pts weight60

Passport: visa-free destinations: Checking
Years to permanent residence: 5 yearsOfficialBoletín Oficial del Estado, checked 2026-11-15Article 183 requires five continuous years; absence limits apply.
Years to citizenship: 2 yearsOfficialBoletín Oficial del Estado, checked 2026-11-15Two years for nationals by origin of Ibero-American countries, Andorra, Philippines, Equatorial Guinea or Portugal, and Sephardic applicants; ordinary route is ten years, with separate one-year personal exceptions.
Leads to citizenship: YesOfficialBoletín Oficial del Estado, checked 2026-11-15Legal, continuous residence immediately before application can count under Civil Code Article 22; nationality and other personal conditions determine the period.
Can work for a local employer: NoOfficialBoletín Oficial del Estado, checked 2026-11-15Article 61 prohibits professional and employment activity.
Same application for spouse and children: YesOfficialBoletín Oficial del Estado, checked 2026-11-15Article 61 includes spouse or qualifying partner and minor dependent children.
Public healthcare: Checking
Minimum stay per year: 184 daysOfficialBoletín Oficial del Estado, checked 2026-11-15Article 64(2)(f) requires more than 183 days of effective residence per calendar year for renewal.
Tax on foreign income: Checking
Dual citizenship allowed: Checking
Rule changes, last 24 months: ChangedOfficialBoletín Oficial del Estado, checked 2026-11-15The new immigration regulation entered into force on 20 May 2025.

Cost: what the Non-lucrative Residence Visa costs over five years

Government fees: Checking
Non-refundable contribution: $0OfficialBoletín Oficial del Estado, checked 2026-11-15No government donation is part of the published eligibility requirements.
Due diligence: Checking
Compulsory extras, first year: Checking
Renewal fees, first 5 years: Checking
Investment you may get back: Checking
Minimum income per month: $2,652.48OfficialBoletín Oficial del Estado, checked 2026-11-15Main applicant: 400% × current EUR600 monthly IPREM; first one-year permit requires EUR28,800 available, with income or other admissible means. USD conversion: EUR 2400.00 using ECB, 2026-11-13.
Extra for a spouse and two children: Checking
Typical adviser fees (not in the total): Checking

USD estimates use the 13 November 2026 reference rates of the European Central Bank, Central Bank of Armenia and Central Bank of the UAE, and the Central Bank of Uruguay rate for UYU. The Panamanian balboa uses its official one-to-one parity.

Speed: how long the Non-lucrative Residence Visa takes

Official processing time: Checking
Reported processing time (median): Checking
Approval to card or passport: Checking

Sources

Royal Decree 1155/2024, consolidated text, Boletín Oficial del Estado. Checked 2026-11-15.
Civil Code, Article 22, Boletín Oficial del Estado. Checked 2026-11-15.
Current annual SMI and IPREM amounts, SEPE. Checked 2026-11-15.

Every figure on this page last reviewed 2026-11-15. General information, not legal advice. Spotted an error? Email us from the contact page.

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